The Absa Homeowner
Sentiment Index (HSI)

An indicator of the overall state of consumer confidence in South Africa’s property market

About the Absa HSI?

The Absa HSI is an indicator of the overall state of consumer confidence in South Africa’s property market. This research presents market players with an understanding of the overall confidence level of consumers. Among these, we measure consumers’ sentiment concerning the current timing for buying, selling, investing, buying rather than renting, and renovating property.

The Absa HSI informs South Africa’s property market stakeholders with consumer confidence insights, shaping a customer-centric industry through localised data and behavioural trends.

Gain insights into South Africa’s property market with the Absa HSI featuring perspectives from Absa industry experts on APS trends, financing options and homeowner concerns.

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HSI Exco – Nondumiso Ncapai
(Managing Executive)

Nondumiso Ncapai shares how the Absa Homeowner Sentiment Index empowers homeownership and enhances market understanding across South Africa, guiding strategic decisions and fostering sustainable housing solutions.

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HSI Exco – Albert Krieg
(Chief Risk Officer)

Albert Krieg highlights the importance of understanding market sentiment alongside macroeconomic factors. He emphasises the Absa HSI’s role in providing crucial insights for buyers, sellers and industry professionals.

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HSI Exco – Kamini Ramasamy
(Credit Risk Manager)

Kamini Ramasamy highlights credit risk management, focusing on affordability assessments and interest rates, as well as leveraging insights from the Homeowner Sentiment Index for strategic decision-making and market responsiveness.

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HSI Exco – Portia Letlape
(Head of Product)

Portia Letlape discusses how the Homeowner Sentiment Index informs strategic decisions for financial services, real estate and property investors, enriching industry insights.

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HSI Exco – Jabu Furumele
(Executive Head of Sales)

Jabu Furumele highlights the Homeowner Sentiment Index’s role in understanding market trends, consumer sentiment and regional demand. This tool aids in strategic resource allocation and optimises sales opportunities.

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HSI Exco – Mbuyiselo Khumalo
(Collections Manager)

Mbuyiselo Khumalo provides essential insights on market confidence and economic health from the Absa Homeowner Sentiment Index report, guiding informed decision-making.

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HSI Exco – Tshepo Mashashane
(Head of Strategy, Marketing and Partnerships)

Tshepo Mashashane emphasises the Homeowner Sentiment Index’s pivotal role in guiding strategic decisions, offering insights into customer confidence and market dynamics and benefitting industry partners and investors.

We have translated the HSI’s insights into various South African languages to ensure accessibility and inclusivity, enabling a broader understanding of its value across diverse communities.

To learn more, download
the full Absa Homeowner Sentiment Index
(HSI) Q2 2026.